This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.80% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 900 | 630 |
| 2 | 50,900 | 916 | 641 |
| 3 | 51,816 | 933 | 653 |
| 4 | 52,749 | 949 | 665 |
| 5 | 53,698 | 967 | 677 |
| 6 | 54,665 | 984 | 689 |
| 7 | 55,649 | 1,002 | 701 |
| 8 | 56,651 | 1,020 | 714 |
| 9 | 57,670 | 1,038 | 727 |
| 10 | 58,708 | 1,057 | 740 |
| 11 | 59,765 | 1,076 | 753 |
| 12 | 60,841 | 1,095 | 767 |
| 13 | 61,936 | 1,115 | 780 |
| 14 | 63,051 | 1,135 | 794 |
| 15 | 64,186 | 1,155 | 809 |
| 16 | 65,341 | 1,176 | 823 |
| 17 | 66,517 | 1,197 | 838 |
| 18 | 67,715 | 1,219 | 853 |
| 19 | 68,933 | 1,241 | 869 |
| 20 | 70,174 | 1,263 | 884 |
| TOTAL | $21,437 | $15,006 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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