This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.83% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 415 | 291 |
| 2 | 50,415 | 418 | 293 |
| 3 | 50,833 | 422 | 295 |
| 4 | 51,255 | 425 | 298 |
| 5 | 51,681 | 429 | 300 |
| 6 | 52,110 | 433 | 303 |
| 7 | 52,542 | 436 | 305 |
| 8 | 52,978 | 440 | 308 |
| 9 | 53,418 | 443 | 310 |
| 10 | 53,861 | 447 | 313 |
| 11 | 54,308 | 451 | 316 |
| 12 | 54,759 | 455 | 318 |
| 13 | 55,214 | 458 | 321 |
| 14 | 55,672 | 462 | 323 |
| 15 | 56,134 | 466 | 326 |
| 16 | 56,600 | 470 | 329 |
| 17 | 57,070 | 474 | 332 |
| 18 | 57,543 | 478 | 334 |
| 19 | 58,021 | 482 | 337 |
| 20 | 58,503 | 486 | 340 |
| TOTAL | $8,988 | $6,292 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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