This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.09% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 45 | 32 |
| 2 | 50,045 | 45 | 32 |
| 3 | 50,090 | 45 | 32 |
| 4 | 50,135 | 45 | 32 |
| 5 | 50,180 | 45 | 32 |
| 6 | 50,225 | 45 | 32 |
| 7 | 50,271 | 45 | 32 |
| 8 | 50,316 | 45 | 32 |
| 9 | 50,361 | 45 | 32 |
| 10 | 50,406 | 45 | 32 |
| 11 | 50,452 | 45 | 32 |
| 12 | 50,497 | 45 | 32 |
| 13 | 50,543 | 45 | 32 |
| 14 | 50,588 | 46 | 32 |
| 15 | 50,634 | 46 | 32 |
| 16 | 50,679 | 46 | 32 |
| 17 | 50,725 | 46 | 32 |
| 18 | 50,771 | 46 | 32 |
| 19 | 50,816 | 46 | 32 |
| 20 | 50,862 | 46 | 32 |
| TOTAL | $908 | $635 |
| Year | Rate 0.55% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 275 | 193 |
| 2 | 50,275 | 277 | 194 |
| 3 | 50,552 | 278 | 195 |
| 4 | 50,830 | 280 | 196 |
| 5 | 51,109 | 281 | 197 |
| 6 | 51,390 | 283 | 198 |
| 7 | 51,673 | 284 | 199 |
| 8 | 51,957 | 286 | 200 |
| 9 | 52,243 | 287 | 201 |
| 10 | 52,530 | 289 | 202 |
| 11 | 52,819 | 291 | 203 |
| 12 | 53,110 | 292 | 204 |
| 13 | 53,402 | 294 | 206 |
| 14 | 53,695 | 295 | 207 |
| 15 | 53,991 | 297 | 208 |
| 16 | 54,288 | 299 | 209 |
| 17 | 54,586 | 300 | 210 |
| 18 | 54,886 | 302 | 211 |
| 19 | 55,188 | 304 | 212 |
| 20 | 55,492 | 305 | 214 |
| TOTAL | $5,797 | $4,058 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.60% |
$1,000 |
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|
Last change: ↓0.50% on October 1, 2024. |
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|
|
4.55% |
$50,000 |
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|
Last change: ↓0.10% on February 9. |
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|
|
4.55% |
$1,000 |
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|
Last change: ↓0.50% on October 1, 2024. |
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|
|
4.51% |
$25,000 |
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|
Last change: ↓0.10% on February 17. |
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|
|
4.50% |
$25,000 |
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|
Last change: ↓0.85% on August 7, 2024. |
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