This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.45% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 725 | 508 |
| 2 | 50,725 | 736 | 515 |
| 3 | 51,461 | 746 | 522 |
| 4 | 52,207 | 757 | 530 |
| 5 | 52,964 | 768 | 538 |
| 6 | 53,732 | 779 | 545 |
| 7 | 54,511 | 790 | 553 |
| 8 | 55,301 | 802 | 561 |
| 9 | 56,103 | 813 | 569 |
| 10 | 56,917 | 825 | 578 |
| 11 | 57,742 | 837 | 586 |
| 12 | 58,579 | 849 | 595 |
| 13 | 59,428 | 862 | 603 |
| 14 | 60,290 | 874 | 612 |
| 15 | 61,164 | 887 | 621 |
| 16 | 62,051 | 900 | 630 |
| 17 | 62,951 | 913 | 639 |
| 18 | 63,864 | 926 | 648 |
| 19 | 64,790 | 939 | 658 |
| 20 | 65,729 | 953 | 667 |
| TOTAL | $16,682 | $11,678 |
| Year | Rate 0.15% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 75 | 53 |
| 2 | 50,075 | 75 | 53 |
| 3 | 50,150 | 75 | 53 |
| 4 | 50,225 | 75 | 53 |
| 5 | 50,301 | 75 | 53 |
| 6 | 50,376 | 76 | 53 |
| 7 | 50,452 | 76 | 53 |
| 8 | 50,527 | 76 | 53 |
| 9 | 50,603 | 76 | 53 |
| 10 | 50,679 | 76 | 53 |
| 11 | 50,755 | 76 | 53 |
| 12 | 50,831 | 76 | 53 |
| 13 | 50,907 | 76 | 53 |
| 14 | 50,984 | 76 | 54 |
| 15 | 51,060 | 77 | 54 |
| 16 | 51,137 | 77 | 54 |
| 17 | 51,214 | 77 | 54 |
| 18 | 51,290 | 77 | 54 |
| 19 | 51,367 | 77 | 54 |
| 20 | 51,444 | 77 | 54 |
| TOTAL | $1,522 | $1,065 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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|
4.55% |
$5,000 |
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Last change: ↑0.15% on March 22. |
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4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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4.50% |
$500 |
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Last change: ↓0.50% on February 25. |
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