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Comparison of Deposit Account from FLORIDA with 5.10% - April 2025

Long-Term Analysis of The First National Bank of Spearville with 0.91% APY and First National Bank Alaska with 0.50% APY and FLORIDA with 5.10% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

The First National Bank of Spearville

0.91%

$50,000

36 Month

Bank

1.21x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 0.91%	Annual Interest	Annual Interest (After Tax)
1	50,000	455	319
2	50,455	459	321
3	50,914	463	324
4	51,377	468	327
5	51,845	472	330
6	52,317	476	333
7	52,793	480	336
8	53,273	485	339
9	53,758	489	342
10	54,247	494	346
11	54,741	498	349
12	55,239	503	352
13	55,742	507	355
14	56,249	512	358
15	56,761	517	362
16	57,277	521	365
17	57,799	526	368
18	58,325	531	372
19	58,855	536	375
20	59,391	540	378
	TOTAL	$9,931	$6,952

LOCAL CD

First National Bank Alaska

0.50%

$50,000

36 Month

Bank

0.66x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

LOCAL CD

FLORIDA

5.10%

$50,000

9 Month

Credit Union

N.A.

$1,000

SCENARIO

Year	Rate 5.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,550	1,785
2	52,550	2,680	1,876
3	55,230	2,817	1,972
4	58,047	2,960	2,072
5	61,007	3,111	2,178
6	64,119	3,270	2,289
7	67,389	3,437	2,406
8	70,825	3,612	2,528
9	74,437	3,796	2,657
10	78,234	3,990	2,793
11	82,224	4,193	2,935
12	86,417	4,407	3,085
13	90,824	4,632	3,242
14	95,456	4,868	3,408
15	100,325	5,117	3,582
16	105,441	5,378	3,764
17	110,819	5,652	3,956
18	116,471	5,940	4,158
19	122,411	6,243	4,370
20	128,654	6,561	4,593
	TOTAL	$85,215	$59,650

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
My e-Banc, a division of Bradesco BAC Florida Bank	4.55%	$50,000	Learn More
Last change: ↓0.10% on February 9. 6 Month Jumbo CD.
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.50%	$1,500	Learn More
Last change: ↓0.15% on January 25.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.

Compare Savings vs. CDs Comparison of Deposit Account from FLORIDA with 5.10% - April 2025

Long-Term Analysis of The First National Bank of Spearville with 0.91% APY and First National Bank Alaska with 0.50% APY and FLORIDA with 5.10% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from FLORIDA with 5.10% - April 2025