This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.65% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,325 | 928 |
| 2 | 51,325 | 1,360 | 952 |
| 3 | 52,685 | 1,396 | 977 |
| 4 | 54,081 | 1,433 | 1,003 |
| 5 | 55,514 | 1,471 | 1,030 |
| 6 | 56,986 | 1,510 | 1,057 |
| 7 | 58,496 | 1,550 | 1,085 |
| 8 | 60,046 | 1,591 | 1,114 |
| 9 | 61,637 | 1,633 | 1,143 |
| 10 | 63,270 | 1,677 | 1,174 |
| 11 | 64,947 | 1,721 | 1,205 |
| 12 | 66,668 | 1,767 | 1,237 |
| 13 | 68,435 | 1,814 | 1,269 |
| 14 | 70,248 | 1,862 | 1,303 |
| 15 | 72,110 | 1,911 | 1,338 |
| 16 | 74,021 | 1,962 | 1,373 |
| 17 | 75,982 | 2,014 | 1,409 |
| 18 | 77,996 | 2,067 | 1,447 |
| 19 | 80,063 | 2,122 | 1,485 |
| 20 | 82,185 | 2,178 | 1,525 |
| TOTAL | $34,362 | $24,054 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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