This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.46% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 230 | 161 |
| 2 | 50,230 | 231 | 162 |
| 3 | 50,461 | 232 | 162 |
| 4 | 50,693 | 233 | 163 |
| 5 | 50,926 | 234 | 164 |
| 6 | 51,161 | 235 | 165 |
| 7 | 51,396 | 236 | 165 |
| 8 | 51,632 | 238 | 166 |
| 9 | 51,870 | 239 | 167 |
| 10 | 52,108 | 240 | 168 |
| 11 | 52,348 | 241 | 169 |
| 12 | 52,589 | 242 | 169 |
| 13 | 52,831 | 243 | 170 |
| 14 | 53,074 | 244 | 171 |
| 15 | 53,318 | 245 | 172 |
| 16 | 53,563 | 246 | 172 |
| 17 | 53,810 | 248 | 173 |
| 18 | 54,057 | 249 | 174 |
| 19 | 54,306 | 250 | 175 |
| 20 | 54,556 | 251 | 176 |
| TOTAL | $4,807 | $3,365 |
| Year | Rate 0.03% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 15 | 11 |
| 2 | 50,015 | 15 | 11 |
| 3 | 50,030 | 15 | 11 |
| 4 | 50,045 | 15 | 11 |
| 5 | 50,060 | 15 | 11 |
| 6 | 50,075 | 15 | 11 |
| 7 | 50,090 | 15 | 11 |
| 8 | 50,105 | 15 | 11 |
| 9 | 50,120 | 15 | 11 |
| 10 | 50,135 | 15 | 11 |
| 11 | 50,150 | 15 | 11 |
| 12 | 50,165 | 15 | 11 |
| 13 | 50,180 | 15 | 11 |
| 14 | 50,195 | 15 | 11 |
| 15 | 50,210 | 15 | 11 |
| 16 | 50,225 | 15 | 11 |
| 17 | 50,241 | 15 | 11 |
| 18 | 50,256 | 15 | 11 |
| 19 | 50,271 | 15 | 11 |
| 20 | 50,286 | 15 | 11 |
| TOTAL | $301 | $211 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$50,000 |
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Last change: ↑0.20% on December 7. |
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|
|
4.20% |
$1,000 |
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Last change: ↑0.05% on December 1. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↑0.10% on December 1. |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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