This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.23% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 115 | 81 |
| 2 | 50,115 | 115 | 81 |
| 3 | 50,230 | 116 | 81 |
| 4 | 50,346 | 116 | 81 |
| 5 | 50,462 | 116 | 81 |
| 6 | 50,578 | 116 | 81 |
| 7 | 50,694 | 117 | 82 |
| 8 | 50,811 | 117 | 82 |
| 9 | 50,927 | 117 | 82 |
| 10 | 51,045 | 117 | 82 |
| 11 | 51,162 | 118 | 82 |
| 12 | 51,280 | 118 | 83 |
| 13 | 51,398 | 118 | 83 |
| 14 | 51,516 | 118 | 83 |
| 15 | 51,634 | 119 | 83 |
| 16 | 51,753 | 119 | 83 |
| 17 | 51,872 | 119 | 84 |
| 18 | 51,991 | 120 | 84 |
| 19 | 52,111 | 120 | 84 |
| 20 | 52,231 | 120 | 84 |
| TOTAL | $2,351 | $1,646 |
| Year | Rate 0.46% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 230 | 161 |
| 2 | 50,230 | 231 | 162 |
| 3 | 50,461 | 232 | 162 |
| 4 | 50,693 | 233 | 163 |
| 5 | 50,926 | 234 | 164 |
| 6 | 51,161 | 235 | 165 |
| 7 | 51,396 | 236 | 165 |
| 8 | 51,632 | 238 | 166 |
| 9 | 51,870 | 239 | 167 |
| 10 | 52,108 | 240 | 168 |
| 11 | 52,348 | 241 | 169 |
| 12 | 52,589 | 242 | 169 |
| 13 | 52,831 | 243 | 170 |
| 14 | 53,074 | 244 | 171 |
| 15 | 53,318 | 245 | 172 |
| 16 | 53,563 | 246 | 172 |
| 17 | 53,810 | 248 | 173 |
| 18 | 54,057 | 249 | 174 |
| 19 | 54,306 | 250 | 175 |
| 20 | 54,556 | 251 | 176 |
| TOTAL | $4,807 | $3,365 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$50,000 |
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Last change: ↓0.10% on February 9. |
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|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$1,500 |
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|
Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$50,000 |
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Last change: ↑0.20% on April 9. |
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