This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.00% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 502 | 351 |
| 2 | 50,502 | 507 | 355 |
| 3 | 51,008 | 512 | 358 |
| 4 | 51,520 | 517 | 362 |
| 5 | 52,036 | 522 | 365 |
| 6 | 52,558 | 527 | 369 |
| 7 | 53,085 | 532 | 373 |
| 8 | 53,618 | 538 | 376 |
| 9 | 54,156 | 543 | 380 |
| 10 | 54,699 | 549 | 384 |
| 11 | 55,248 | 554 | 388 |
| 12 | 55,802 | 560 | 392 |
| 13 | 56,361 | 565 | 396 |
| 14 | 56,927 | 571 | 400 |
| 15 | 57,498 | 577 | 404 |
| 16 | 58,074 | 582 | 408 |
| 17 | 58,657 | 588 | 412 |
| 18 | 59,245 | 594 | 416 |
| 19 | 59,839 | 600 | 420 |
| 20 | 60,440 | 606 | 424 |
| TOTAL | $11,046 | $7,732 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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