This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.10% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 50 | 35 |
| 2 | 50,050 | 50 | 35 |
| 3 | 50,100 | 50 | 35 |
| 4 | 50,150 | 50 | 35 |
| 5 | 50,200 | 50 | 35 |
| 6 | 50,251 | 50 | 35 |
| 7 | 50,301 | 50 | 35 |
| 8 | 50,351 | 50 | 35 |
| 9 | 50,401 | 50 | 35 |
| 10 | 50,452 | 50 | 35 |
| 11 | 50,502 | 51 | 35 |
| 12 | 50,553 | 51 | 35 |
| 13 | 50,603 | 51 | 35 |
| 14 | 50,654 | 51 | 35 |
| 15 | 50,705 | 51 | 35 |
| 16 | 50,755 | 51 | 36 |
| 17 | 50,806 | 51 | 36 |
| 18 | 50,857 | 51 | 36 |
| 19 | 50,908 | 51 | 36 |
| 20 | 50,959 | 51 | 36 |
| TOTAL | $1,010 | $707 |
| Year | Rate 0.75% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 375 | 263 |
| 2 | 50,375 | 378 | 264 |
| 3 | 50,753 | 381 | 266 |
| 4 | 51,133 | 384 | 268 |
| 5 | 51,517 | 386 | 270 |
| 6 | 51,903 | 389 | 272 |
| 7 | 52,293 | 392 | 275 |
| 8 | 52,685 | 395 | 277 |
| 9 | 53,080 | 398 | 279 |
| 10 | 53,478 | 401 | 281 |
| 11 | 53,879 | 404 | 283 |
| 12 | 54,283 | 407 | 285 |
| 13 | 54,690 | 410 | 287 |
| 14 | 55,101 | 413 | 289 |
| 15 | 55,514 | 416 | 291 |
| 16 | 55,930 | 419 | 294 |
| 17 | 56,350 | 423 | 296 |
| 18 | 56,772 | 426 | 298 |
| 19 | 57,198 | 429 | 300 |
| 20 | 57,627 | 432 | 303 |
| TOTAL | $8,059 | $5,641 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$5,000 |
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Last change: ↑0.15% on March 22. |
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4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$500 |
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Last change: ↓0.50% on February 25. |
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