Compare Savings vs. CDs
Comparison of Deposit Account from First National Bank of Wauchula with 0.04% - April 2025


Long-Term Analysis of First National Bank of Wauchula with 0.62% APY and First National Bank of Wauchula with 0.04% APY and CNB Bank with 0.43% APY and CNB Bank with 0.55% APY and CNB Bank with 0.61% APY and Providence Bank of Texas, ssb with 1.05% APY and Providence Bank of Texas, ssb with 1.05% APY and Providence Bank of Texas, ssb with 1.15% APY and Providence Bank of Texas, ssb with 1.25% APY and Providence Bank of Texas, ssb with 0.60% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.62%
    -
    $50,000
    30 Month
    Bank
    N.A.
    $10,000
     
    SCENARIO
    Year Rate
    0.62%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 310 217
    2 50,310 312 218
    3 50,622 314 220
    4 50,936 316 221
    5 51,252 318 222
    6 51,569 320 224
    7 51,889 322 225
    8 52,211 324 227
    9 52,534 326 228
    10 52,860 328 229
    11 53,188 330 231
    12 53,518 332 232
    13 53,850 334 234
    14 54,183 336 235
    15 54,519 338 237
    16 54,857 340 238
    17 55,197 342 240
    18 55,540 344 241
    19 55,884 346 243
    20 56,231 349 244
    TOTAL $6,579 $4,605
  • 2
    LOCAL SAVINGS
    0.04%
    -
    $50,000
    N.A.
    Bank
    0.18x (National Avg. - 0.23%)
    $2,500
     
    SCENARIO
    Year Rate
    0.04%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 20 14
    2 50,020 20 14
    3 50,040 20 14
    4 50,060 20 14
    5 50,080 20 14
    6 50,100 20 14
    7 50,120 20 14
    8 50,140 20 14
    9 50,160 20 14
    10 50,180 20 14
    11 50,200 20 14
    12 50,220 20 14
    13 50,241 20 14
    14 50,261 20 14
    15 50,281 20 14
    16 50,301 20 14
    17 50,321 20 14
    18 50,341 20 14
    19 50,361 20 14
    20 50,381 20 14
    TOTAL $402 $281
  • 3
    LOCAL CD
    0.43%
    -
    $50,000
    18 Month
    Bank
    0.74x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.43%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 215 151
    2 50,215 216 151
    3 50,431 217 152
    4 50,648 218 152
    5 50,866 219 153
    6 51,084 220 154
    7 51,304 221 154
    8 51,525 222 155
    9 51,746 223 156
    10 51,969 223 156
    11 52,192 224 157
    12 52,417 225 158
    13 52,642 226 158
    14 52,868 227 159
    15 53,096 228 160
    16 53,324 229 161
    17 53,553 230 161
    18 53,783 231 162
    19 54,015 232 163
    20 54,247 233 163
    TOTAL $4,480 $3,136
  • 4
    LOCAL CD
    0.55%
    -
    $50,000
    30 Month
    Bank
    N.A.
    $100,000
     
    SCENARIO
    Year Rate
    0.55%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 275 193
    2 50,275 277 194
    3 50,552 278 195
    4 50,830 280 196
    5 51,109 281 197
    6 51,390 283 198
    7 51,673 284 199
    8 51,957 286 200
    9 52,243 287 201
    10 52,530 289 202
    11 52,819 291 203
    12 53,110 292 204
    13 53,402 294 206
    14 53,695 295 207
    15 53,991 297 208
    16 54,288 299 209
    17 54,586 300 210
    18 54,886 302 211
    19 55,188 304 212
    20 55,492 305 214
    TOTAL $5,797 $4,058
  • 5
    LOCAL CD
    0.61%
    -
    $50,000
    36 Month
    Bank
    0.81x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    0.61%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 305 214
    2 50,305 307 215
    3 50,612 309 216
    4 50,921 311 217
    5 51,231 313 219
    6 51,544 314 220
    7 51,858 316 221
    8 52,174 318 223
    9 52,493 320 224
    10 52,813 322 226
    11 53,135 324 227
    12 53,459 326 228
    13 53,785 328 230
    14 54,113 330 231
    15 54,444 332 232
    16 54,776 334 234
    17 55,110 336 235
    18 55,446 338 237
    19 55,784 340 238
    20 56,124 342 240
    TOTAL $6,467 $4,527
  • 6
    LOCAL CD
    1.05%
    -
    $50,000
    12 Month
    Bank
    1.90x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    1.05%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 525 368
    2 50,525 531 371
    3 51,056 536 375
    4 51,592 542 379
    5 52,133 547 383
    6 52,681 553 387
    7 53,234 559 391
    8 53,793 565 395
    9 54,358 571 400
    10 54,928 577 404
    11 55,505 583 408
    12 56,088 589 412
    13 56,677 595 417
    14 57,272 601 421
    15 57,873 608 425
    16 58,481 614 430
    17 59,095 620 434
    18 59,716 627 439
    19 60,343 634 444
    20 60,976 640 448
    TOTAL $11,616 $8,131
  • 7
    LOCAL CD
    1.05%
    -
    $50,000
    18 Month
    Bank
    1.81x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    1.05%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 525 368
    2 50,525 531 371
    3 51,056 536 375
    4 51,592 542 379
    5 52,133 547 383
    6 52,681 553 387
    7 53,234 559 391
    8 53,793 565 395
    9 54,358 571 400
    10 54,928 577 404
    11 55,505 583 408
    12 56,088 589 412
    13 56,677 595 417
    14 57,272 601 421
    15 57,873 608 425
    16 58,481 614 430
    17 59,095 620 434
    18 59,716 627 439
    19 60,343 634 444
    20 60,976 640 448
    TOTAL $11,616 $8,131
  • 8
    LOCAL CD
    1.15%
    -
    $50,000
    24 Month
    Bank
    1.74x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    1.15%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 575 403
    2 50,575 582 407
    3 51,157 588 412
    4 51,745 595 417
    5 52,340 602 421
    6 52,942 609 426
    7 53,551 616 431
    8 54,167 623 436
    9 54,789 630 441
    10 55,420 637 446
    11 56,057 645 451
    12 56,702 652 456
    13 57,354 660 462
    14 58,013 667 467
    15 58,680 675 472
    16 59,355 683 478
    17 60,038 690 483
    18 60,728 698 489
    19 61,427 706 494
    20 62,133 715 500
    TOTAL $12,847 $8,993
  • 9
    LOCAL CD
    1.25%
    -
    $50,000
    36 Month
    Bank
    1.66x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    1.25%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 625 438
    2 50,625 633 443
    3 51,258 641 449
    4 51,899 649 454
    5 52,547 657 460
    6 53,204 665 466
    7 53,869 673 471
    8 54,543 682 477
    9 55,224 690 483
    10 55,915 699 489
    11 56,614 708 495
    12 57,321 717 502
    13 58,038 725 508
    14 58,763 735 514
    15 59,498 744 521
    16 60,241 753 527
    17 60,994 762 534
    18 61,757 772 540
    19 62,529 782 547
    20 63,310 791 554
    TOTAL $14,102 $9,871
  • 10
    LOCAL MONEY MARKET
    0.60%
    -
    $50,000
    N.A.
    Bank
    0.80x (National Avg. - 0.75%)
    $25,000
     
    SCENARIO
    Year Rate
    0.60%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 300 210
    2 50,300 302 211
    3 50,602 304 213
    4 50,905 305 214
    5 51,211 307 215
    6 51,518 309 216
    7 51,827 311 218
    8 52,138 313 219
    9 52,451 315 220
    10 52,766 317 222
    11 53,082 318 223
    12 53,401 320 224
    13 53,721 322 226
    14 54,044 324 227
    15 54,368 326 228
    16 54,694 328 230
    17 55,022 330 231
    18 55,352 332 232
    19 55,684 334 234
    20 56,019 336 235
    TOTAL $6,355 $4,448

    All calculations are for demonstration purposes only.

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