This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.72% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 360 | 252 |
| 2 | 50,360 | 363 | 254 |
| 3 | 50,723 | 365 | 256 |
| 4 | 51,088 | 368 | 257 |
| 5 | 51,456 | 370 | 259 |
| 6 | 51,826 | 373 | 261 |
| 7 | 52,199 | 376 | 263 |
| 8 | 52,575 | 379 | 265 |
| 9 | 52,954 | 381 | 267 |
| 10 | 53,335 | 384 | 269 |
| 11 | 53,719 | 387 | 271 |
| 12 | 54,106 | 390 | 273 |
| 13 | 54,495 | 392 | 275 |
| 14 | 54,888 | 395 | 277 |
| 15 | 55,283 | 398 | 279 |
| 16 | 55,681 | 401 | 281 |
| 17 | 56,082 | 404 | 283 |
| 18 | 56,486 | 407 | 285 |
| 19 | 56,892 | 410 | 287 |
| 20 | 57,302 | 413 | 289 |
| TOTAL | $7,714 | $5,400 |
| Year | Rate 0.04% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 20 | 14 |
| 2 | 50,020 | 20 | 14 |
| 3 | 50,040 | 20 | 14 |
| 4 | 50,060 | 20 | 14 |
| 5 | 50,080 | 20 | 14 |
| 6 | 50,100 | 20 | 14 |
| 7 | 50,120 | 20 | 14 |
| 8 | 50,140 | 20 | 14 |
| 9 | 50,160 | 20 | 14 |
| 10 | 50,180 | 20 | 14 |
| 11 | 50,200 | 20 | 14 |
| 12 | 50,220 | 20 | 14 |
| 13 | 50,241 | 20 | 14 |
| 14 | 50,261 | 20 | 14 |
| 15 | 50,281 | 20 | 14 |
| 16 | 50,301 | 20 | 14 |
| 17 | 50,321 | 20 | 14 |
| 18 | 50,341 | 20 | 14 |
| 19 | 50,361 | 20 | 14 |
| 20 | 50,381 | 20 | 14 |
| TOTAL | $402 | $281 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$5,000 |
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Last change: ↑0.15% on March 22. |
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4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$500 |
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Last change: ↓0.50% on February 25. |
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