This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.83% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,915 | 1,341 |
| 2 | 51,915 | 1,988 | 1,392 |
| 3 | 53,903 | 2,064 | 1,445 |
| 4 | 55,968 | 2,144 | 1,500 |
| 5 | 58,111 | 2,226 | 1,558 |
| 6 | 60,337 | 2,311 | 1,618 |
| 7 | 62,648 | 2,399 | 1,680 |
| 8 | 65,047 | 2,491 | 1,744 |
| 9 | 67,539 | 2,587 | 1,811 |
| 10 | 70,125 | 2,686 | 1,880 |
| 11 | 72,811 | 2,789 | 1,952 |
| 12 | 75,600 | 2,895 | 2,027 |
| 13 | 78,495 | 3,006 | 2,104 |
| 14 | 81,502 | 3,122 | 2,185 |
| 15 | 84,623 | 3,241 | 2,269 |
| 16 | 87,864 | 3,365 | 2,356 |
| 17 | 91,230 | 3,494 | 2,446 |
| 18 | 94,724 | 3,628 | 2,540 |
| 19 | 98,352 | 3,767 | 2,637 |
| 20 | 102,118 | 3,911 | 2,738 |
| TOTAL | $56,030 | $39,221 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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