This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.71% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,355 | 1,649 |
| 2 | 52,355 | 2,466 | 1,726 |
| 3 | 54,821 | 2,582 | 1,807 |
| 4 | 57,403 | 2,704 | 1,893 |
| 5 | 60,107 | 2,831 | 1,982 |
| 6 | 62,938 | 2,964 | 2,075 |
| 7 | 65,902 | 3,104 | 2,173 |
| 8 | 69,006 | 3,250 | 2,275 |
| 9 | 72,256 | 3,403 | 2,382 |
| 10 | 75,659 | 3,564 | 2,494 |
| 11 | 79,223 | 3,731 | 2,612 |
| 12 | 82,954 | 3,907 | 2,735 |
| 13 | 86,862 | 4,091 | 2,864 |
| 14 | 90,953 | 4,284 | 2,999 |
| 15 | 95,237 | 4,486 | 3,140 |
| 16 | 99,722 | 4,697 | 3,288 |
| 17 | 104,419 | 4,918 | 3,443 |
| 18 | 109,337 | 5,150 | 3,605 |
| 19 | 114,487 | 5,392 | 3,775 |
| 20 | 119,880 | 5,646 | 3,952 |
| TOTAL | $75,526 | $52,868 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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