This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.34% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,170 | 1,519 |
| 2 | 52,170 | 2,264 | 1,585 |
| 3 | 54,434 | 2,362 | 1,654 |
| 4 | 56,797 | 2,465 | 1,725 |
| 5 | 59,262 | 2,572 | 1,800 |
| 6 | 61,834 | 2,684 | 1,879 |
| 7 | 64,517 | 2,800 | 1,960 |
| 8 | 67,317 | 2,922 | 2,045 |
| 9 | 70,239 | 3,048 | 2,134 |
| 10 | 73,287 | 3,181 | 2,226 |
| 11 | 76,468 | 3,319 | 2,323 |
| 12 | 79,786 | 3,463 | 2,424 |
| 13 | 83,249 | 3,613 | 2,529 |
| 14 | 86,862 | 3,770 | 2,639 |
| 15 | 90,632 | 3,933 | 2,753 |
| 16 | 94,565 | 4,104 | 2,873 |
| 17 | 98,670 | 4,282 | 2,998 |
| 18 | 102,952 | 4,468 | 3,128 |
| 19 | 107,420 | 4,662 | 3,263 |
| 20 | 112,082 | 4,864 | 3,405 |
| TOTAL | $66,946 | $46,862 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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