This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.09% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 45 | 32 |
| 2 | 50,045 | 45 | 32 |
| 3 | 50,090 | 45 | 32 |
| 4 | 50,135 | 45 | 32 |
| 5 | 50,180 | 45 | 32 |
| 6 | 50,225 | 45 | 32 |
| 7 | 50,271 | 45 | 32 |
| 8 | 50,316 | 45 | 32 |
| 9 | 50,361 | 45 | 32 |
| 10 | 50,406 | 45 | 32 |
| 11 | 50,452 | 45 | 32 |
| 12 | 50,497 | 45 | 32 |
| 13 | 50,543 | 45 | 32 |
| 14 | 50,588 | 46 | 32 |
| 15 | 50,634 | 46 | 32 |
| 16 | 50,679 | 46 | 32 |
| 17 | 50,725 | 46 | 32 |
| 18 | 50,771 | 46 | 32 |
| 19 | 50,816 | 46 | 32 |
| 20 | 50,862 | 46 | 32 |
| TOTAL | $908 | $635 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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|
Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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