Compare Savings vs. CDs
Comparison of Deposit Account from FIRST GENERAL with 0.20% - April 2025


Long-Term Analysis of FIELDSTONE with 0.53% APY and FIRST GENERAL with 0.20% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.53%
    -
    $50,000
    30 Month
    Credit Union
    N.A.
    $10,000
     
    SCENARIO
    Year Rate
    0.53%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 266 186
    2 50,266 267 187
    3 50,532 268 188
    4 50,801 270 189
    5 51,070 271 190
    6 51,342 273 191
    7 51,614 274 192
    8 51,888 276 193
    9 52,164 277 194
    10 52,441 278 195
    11 52,719 280 196
    12 52,999 281 197
    13 53,281 283 198
    14 53,564 284 199
    15 53,848 286 200
    16 54,134 287 201
    17 54,421 289 202
    18 54,710 291 203
    19 55,001 292 204
    20 55,293 294 206
    TOTAL $5,587 $3,911
  • 2
    LOCAL MONEY MARKET
    0.20%
    -
    $50,000
    N.A.
    Credit Union
    N.A.
    $2,500
     
    SCENARIO
    Year Rate
    0.20%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427

    All calculations are for demonstration purposes only.

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    ONLINE BANKS APY? MIN?

    Last change: ↑0.15% on March 22.

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    Last change: ↓0.50% on February 25.