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Comparison of Deposit Account from First Financial Bank, National Association with 0.45% - April 2025


Long-Term Analysis of First Financial Bank, National Association with 0.45% APY and BAYER HERITAGE with 4.03% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    First Financial Bank, National Association
    0.45%
    -
    $50,000
    24 Month
    Bank
    0.68x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.45%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 225 158
    2 50,225 226 158
    3 50,451 227 159
    4 50,678 228 160
    5 50,906 229 160
    6 51,135 230 161
    7 51,365 231 162
    8 51,596 232 163
    9 51,829 233 163
    10 52,062 234 164
    11 52,296 235 165
    12 52,531 236 165
    13 52,768 237 166
    14 53,005 239 167
    15 53,244 240 168
    16 53,483 241 168
    17 53,724 242 169
    18 53,966 243 170
    19 54,209 244 171
    20 54,453 245 172
    TOTAL $4,698 $3,288
  • 2
    LOCAL CD
    BAYER HERITAGE
    4.03%
    -
    $50,000
    24 Month
    Credit Union
    6.10x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    4.03%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,015 1,410
    2 52,015 2,096 1,467
    3 54,110 2,180 1,526
    4 56,290 2,268 1,588
    5 58,558 2,359 1,652
    6 60,918 2,454 1,718
    7 63,372 2,553 1,787
    8 65,925 2,656 1,859
    9 68,581 2,763 1,934
    10 71,344 2,874 2,012
    11 74,219 2,990 2,093
    12 77,209 3,111 2,178
    13 80,320 3,236 2,265
    14 83,556 3,366 2,357
    15 86,922 3,502 2,451
    16 90,425 3,643 2,550
    17 94,068 3,790 2,653
    18 97,858 3,943 2,760
    19 101,800 4,102 2,871
    20 105,902 4,267 2,987
    TOTAL $60,169 $42,118

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑0.15% on March 22.

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↓0.15% on January 25.

    Last change: ↓0.50% on February 25.

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