This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.19% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,595 | 1,117 |
| 2 | 51,595 | 1,646 | 1,152 |
| 3 | 53,241 | 1,698 | 1,189 |
| 4 | 54,939 | 1,753 | 1,227 |
| 5 | 56,692 | 1,808 | 1,266 |
| 6 | 58,500 | 1,866 | 1,306 |
| 7 | 60,366 | 1,926 | 1,348 |
| 8 | 62,292 | 1,987 | 1,391 |
| 9 | 64,279 | 2,051 | 1,435 |
| 10 | 66,330 | 2,116 | 1,481 |
| 11 | 68,446 | 2,183 | 1,528 |
| 12 | 70,629 | 2,253 | 1,577 |
| 13 | 72,882 | 2,325 | 1,627 |
| 14 | 75,207 | 2,399 | 1,679 |
| 15 | 77,606 | 2,476 | 1,733 |
| 16 | 80,082 | 2,555 | 1,788 |
| 17 | 82,636 | 2,636 | 1,845 |
| 18 | 85,273 | 2,720 | 1,904 |
| 19 | 87,993 | 2,807 | 1,965 |
| 20 | 90,800 | 2,897 | 2,028 |
| TOTAL | $43,696 | $30,587 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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