This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.81% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,905 | 1,334 |
| 2 | 51,905 | 1,978 | 1,384 |
| 3 | 53,883 | 2,053 | 1,437 |
| 4 | 55,936 | 2,131 | 1,492 |
| 5 | 58,067 | 2,212 | 1,549 |
| 6 | 60,279 | 2,297 | 1,608 |
| 7 | 62,576 | 2,384 | 1,669 |
| 8 | 64,960 | 2,475 | 1,732 |
| 9 | 67,435 | 2,569 | 1,798 |
| 10 | 70,004 | 2,667 | 1,867 |
| 11 | 72,671 | 2,769 | 1,938 |
| 12 | 75,440 | 2,874 | 2,012 |
| 13 | 78,314 | 2,984 | 2,089 |
| 14 | 81,298 | 3,097 | 2,168 |
| 15 | 84,395 | 3,215 | 2,251 |
| 16 | 87,611 | 3,338 | 2,337 |
| 17 | 90,949 | 3,465 | 2,426 |
| 18 | 94,414 | 3,597 | 2,518 |
| 19 | 98,011 | 3,734 | 2,614 |
| 20 | 101,745 | 3,876 | 2,714 |
| TOTAL | $55,622 | $38,935 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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