This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.24% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 120 | 84 |
| 2 | 50,120 | 120 | 84 |
| 3 | 50,240 | 121 | 84 |
| 4 | 50,361 | 121 | 85 |
| 5 | 50,482 | 121 | 85 |
| 6 | 50,603 | 121 | 85 |
| 7 | 50,724 | 122 | 85 |
| 8 | 50,846 | 122 | 85 |
| 9 | 50,968 | 122 | 86 |
| 10 | 51,090 | 123 | 86 |
| 11 | 51,213 | 123 | 86 |
| 12 | 51,336 | 123 | 86 |
| 13 | 51,459 | 124 | 86 |
| 14 | 51,583 | 124 | 87 |
| 15 | 51,706 | 124 | 87 |
| 16 | 51,831 | 124 | 87 |
| 17 | 51,955 | 125 | 87 |
| 18 | 52,080 | 125 | 87 |
| 19 | 52,205 | 125 | 88 |
| 20 | 52,330 | 126 | 88 |
| TOTAL | $2,456 | $1,719 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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