Compare Savings vs. CDs
Comparison of Deposit Account from First Federal Bank of Wisconsin with 0.35% - April 2025


Long-Term Analysis of The Farmers Bank with 1.06% APY and First Federal Bank of Wisconsin with 0.35% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    1.06%
    -
    $50,000
    48 Month
    Bank
    1.29x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    1.06%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 528 369
    2 50,528 533 373
    3 51,061 539 377
    4 51,599 544 381
    5 52,144 550 385
    6 52,694 556 389
    7 53,250 562 393
    8 53,811 568 397
    9 54,379 574 402
    10 54,953 580 406
    11 55,533 586 410
    12 56,118 592 414
    13 56,711 598 419
    14 57,309 605 423
    15 57,913 611 428
    16 58,524 617 432
    17 59,142 624 437
    18 59,766 631 441
    19 60,396 637 446
    20 61,034 644 451
    TOTAL $11,677 $8,174
  • 2
    LOCAL CD
    0.35%
    -
    $50,000
    18 Month
    Bank
    0.60x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.35%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 175 123
    2 50,175 176 123
    3 50,351 176 123
    4 50,527 177 124
    5 50,704 177 124
    6 50,881 178 125
    7 51,059 179 125
    8 51,238 179 126
    9 51,417 180 126
    10 51,597 181 126
    11 51,778 181 127
    12 51,959 182 127
    13 52,141 182 128
    14 52,323 183 128
    15 52,507 184 129
    16 52,690 184 129
    17 52,875 185 130
    18 53,060 186 130
    19 53,245 186 130
    20 53,432 187 131
    TOTAL $3,619 $2,533

    All calculations are for demonstration purposes only.

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