Compare Savings vs. CDs
Comparison of Deposit Account from FIRST COMMUNITY with 0.40% - December 2024


Long-Term Analysis of FIRST COMMUNITY with 0.40% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.40%
    -
    $50,000
    18 Month
    Credit Union
    0.69x (National Avg. - 0.58%)
    $100,000
     
    SCENARIO
    Year Rate
    0.40%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 198 138
    2 50,198 198 139
    3 50,396 199 139
    4 50,595 200 140
    5 50,795 201 140
    6 50,995 201 141
    7 51,197 202 142
    8 51,399 203 142
    9 51,602 204 143
    10 51,806 205 143
    11 52,010 205 144
    12 52,216 206 144
    13 52,422 207 145
    14 52,629 208 146
    15 52,837 209 146
    16 53,046 210 147
    17 53,255 210 147
    18 53,466 211 148
    19 53,677 212 148
    20 53,889 213 149
    TOTAL $4,102 $2,871

    All calculations are for demonstration purposes only.

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