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Comparison of Deposit Account from First Community Bank with 0.13% - April 2025

Long-Term Analysis of The First National Bank of Evant with 0.70% APY and Anderson State Bank with 0.80% APY and BLUCURRENT with 3.90% APY and First Community Bank with 0.13% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

The First National Bank of Evant

0.70%

$50,000

48 Month

Bank

0.86x (National Avg. - 0.82%)

$100,000

SCENARIO

Year	Rate 0.70%	Annual Interest	Annual Interest (After Tax)
1	50,000	350	245
2	50,350	352	247
3	50,702	355	248
4	51,057	357	250
5	51,415	360	252
6	51,775	362	254
7	52,137	365	255
8	52,502	368	257
9	52,870	370	259
10	53,240	373	261
11	53,612	375	263
12	53,988	378	265
13	54,366	381	266
14	54,746	383	268
15	55,129	386	270
16	55,515	389	272
17	55,904	391	274
18	56,295	394	276
19	56,689	397	278
20	57,086	400	280
	TOTAL	$7,486	$5,240

LOCAL CD

Anderson State Bank

0.80%

$50,000

12 Month

Bank

1.45x (National Avg. - 0.55%)

$100,000

SCENARIO

Year	Rate 0.80%	Annual Interest	Annual Interest (After Tax)
1	50,000	400	280
2	50,400	403	282
3	50,803	406	284
4	51,210	410	287
5	51,619	413	289
6	52,032	416	291
7	52,449	420	294
8	52,868	423	296
9	53,291	426	298
10	53,717	430	301
11	54,147	433	303
12	54,580	437	306
13	55,017	440	308
14	55,457	444	311
15	55,901	447	313
16	56,348	451	316
17	56,799	454	318
18	57,253	458	321
19	57,711	462	323
20	58,173	465	326
	TOTAL	$8,638	$6,047

LOCAL CD

BLUCURRENT

3.90%

$50,000

24 Month

Credit Union

5.91x (National Avg. - 0.66%)

$1,000

SCENARIO

Year	Rate 3.90%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,950	1,365
2	51,950	2,026	1,418
3	53,976	2,105	1,474
4	56,081	2,187	1,531
5	58,268	2,272	1,591
6	60,541	2,361	1,653
7	62,902	2,453	1,717
8	65,355	2,549	1,784
9	67,904	2,648	1,854
10	70,552	2,752	1,926
11	73,304	2,859	2,001
12	76,162	2,970	2,079
13	79,133	3,086	2,160
14	82,219	3,207	2,245
15	85,426	3,332	2,332
16	88,757	3,462	2,423
17	92,219	3,597	2,518
18	95,815	3,737	2,616
19	99,552	3,883	2,718
20	103,434	4,034	2,824
	TOTAL	$57,468	$40,228

LOCAL CD

First Community Bank

0.13%

$50,000

18 Month

Bank

0.22x (National Avg. - 0.58%)

$10,000

SCENARIO

Year	Rate 0.13%	Annual Interest	Annual Interest (After Tax)
1	50,000	65	46
2	50,065	65	46
3	50,130	65	46
4	50,195	65	46
5	50,261	65	46
6	50,326	65	46
7	50,391	66	46
8	50,457	66	46
9	50,522	66	46
10	50,588	66	46
11	50,654	66	46
12	50,720	66	46
13	50,786	66	46
14	50,852	66	46
15	50,918	66	46
16	50,984	66	46
17	51,050	66	46
18	51,117	66	47
19	51,183	67	47
20	51,250	67	47
	TOTAL	$1,316	$921

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
My e-Banc, a division of Bradesco BAC Florida Bank	4.55%	$5,000	Learn More
Last change: ↑0.15% on March 22.
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.50%	$1,500	Learn More
Last change: ↓0.15% on January 25.
Goldman Sachs Bank	4.50%	$500	Learn More
Last change: ↓0.50% on February 25.

Compare Savings vs. CDs Comparison of Deposit Account from First Community Bank with 0.13% - April 2025

Long-Term Analysis of The First National Bank of Evant with 0.70% APY and Anderson State Bank with 0.80% APY and BLUCURRENT with 3.90% APY and First Community Bank with 0.13% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from First Community Bank with 0.13% - April 2025