This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.04% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 20 | 14 |
| 2 | 50,020 | 20 | 14 |
| 3 | 50,040 | 20 | 14 |
| 4 | 50,060 | 20 | 14 |
| 5 | 50,080 | 20 | 14 |
| 6 | 50,100 | 20 | 14 |
| 7 | 50,120 | 20 | 14 |
| 8 | 50,140 | 20 | 14 |
| 9 | 50,160 | 20 | 14 |
| 10 | 50,180 | 20 | 14 |
| 11 | 50,200 | 20 | 14 |
| 12 | 50,220 | 20 | 14 |
| 13 | 50,241 | 20 | 14 |
| 14 | 50,261 | 20 | 14 |
| 15 | 50,281 | 20 | 14 |
| 16 | 50,301 | 20 | 14 |
| 17 | 50,321 | 20 | 14 |
| 18 | 50,341 | 20 | 14 |
| 19 | 50,361 | 20 | 14 |
| 20 | 50,381 | 20 | 14 |
| TOTAL | $402 | $281 |
| Year | Rate 0.38% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 190 | 133 |
| 2 | 50,190 | 191 | 134 |
| 3 | 50,381 | 191 | 134 |
| 4 | 50,572 | 192 | 135 |
| 5 | 50,764 | 193 | 135 |
| 6 | 50,957 | 194 | 136 |
| 7 | 51,151 | 194 | 136 |
| 8 | 51,345 | 195 | 137 |
| 9 | 51,540 | 196 | 137 |
| 10 | 51,736 | 197 | 138 |
| 11 | 51,933 | 197 | 138 |
| 12 | 52,130 | 198 | 139 |
| 13 | 52,328 | 199 | 139 |
| 14 | 52,527 | 200 | 140 |
| 15 | 52,727 | 200 | 140 |
| 16 | 52,927 | 201 | 141 |
| 17 | 53,128 | 202 | 141 |
| 18 | 53,330 | 203 | 142 |
| 19 | 53,533 | 203 | 142 |
| 20 | 53,736 | 204 | 143 |
| TOTAL | $3,940 | $2,758 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$50,000 |
Learn More | |
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Last change: ↓0.10% on February 9. |
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|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$1,500 |
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|
Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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