This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.40% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,200 | 1,540 |
| 2 | 52,200 | 2,297 | 1,608 |
| 3 | 54,497 | 2,398 | 1,679 |
| 4 | 56,895 | 2,503 | 1,752 |
| 5 | 59,398 | 2,614 | 1,829 |
| 6 | 62,012 | 2,729 | 1,910 |
| 7 | 64,740 | 2,849 | 1,994 |
| 8 | 67,589 | 2,974 | 2,082 |
| 9 | 70,563 | 3,105 | 2,173 |
| 10 | 73,667 | 3,241 | 2,269 |
| 11 | 76,909 | 3,384 | 2,369 |
| 12 | 80,293 | 3,533 | 2,473 |
| 13 | 83,825 | 3,688 | 2,582 |
| 14 | 87,514 | 3,851 | 2,695 |
| 15 | 91,364 | 4,020 | 2,814 |
| 16 | 95,384 | 4,197 | 2,938 |
| 17 | 99,581 | 4,382 | 3,067 |
| 18 | 103,963 | 4,574 | 3,202 |
| 19 | 108,537 | 4,776 | 3,343 |
| 20 | 113,313 | 4,986 | 3,490 |
| TOTAL | $68,299 | $47,809 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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|
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4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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