This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.23% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 115 | 81 |
| 2 | 50,115 | 115 | 81 |
| 3 | 50,230 | 116 | 81 |
| 4 | 50,346 | 116 | 81 |
| 5 | 50,462 | 116 | 81 |
| 6 | 50,578 | 116 | 81 |
| 7 | 50,694 | 117 | 82 |
| 8 | 50,811 | 117 | 82 |
| 9 | 50,927 | 117 | 82 |
| 10 | 51,045 | 117 | 82 |
| 11 | 51,162 | 118 | 82 |
| 12 | 51,280 | 118 | 83 |
| 13 | 51,398 | 118 | 83 |
| 14 | 51,516 | 118 | 83 |
| 15 | 51,634 | 119 | 83 |
| 16 | 51,753 | 119 | 83 |
| 17 | 51,872 | 119 | 84 |
| 18 | 51,991 | 120 | 84 |
| 19 | 52,111 | 120 | 84 |
| 20 | 52,231 | 120 | 84 |
| TOTAL | $2,351 | $1,646 |
| Year | Rate 0.90% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 450 | 315 |
| 2 | 50,450 | 454 | 318 |
| 3 | 50,904 | 458 | 321 |
| 4 | 51,362 | 462 | 324 |
| 5 | 51,824 | 466 | 326 |
| 6 | 52,291 | 471 | 329 |
| 7 | 52,761 | 475 | 332 |
| 8 | 53,236 | 479 | 335 |
| 9 | 53,715 | 483 | 338 |
| 10 | 54,199 | 488 | 341 |
| 11 | 54,687 | 492 | 345 |
| 12 | 55,179 | 497 | 348 |
| 13 | 55,675 | 501 | 351 |
| 14 | 56,177 | 506 | 354 |
| 15 | 56,682 | 510 | 357 |
| 16 | 57,192 | 515 | 360 |
| 17 | 57,707 | 519 | 364 |
| 18 | 58,226 | 524 | 367 |
| 19 | 58,750 | 529 | 370 |
| 20 | 59,279 | 534 | 373 |
| TOTAL | $9,813 | $6,869 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$50,000 |
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Last change: ↓0.10% on February 9. |
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|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$1,500 |
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|
Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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