This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.74% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,370 | 959 |
| 2 | 51,370 | 1,408 | 985 |
| 3 | 52,778 | 1,446 | 1,012 |
| 4 | 54,224 | 1,486 | 1,040 |
| 5 | 55,709 | 1,526 | 1,069 |
| 6 | 57,236 | 1,568 | 1,098 |
| 7 | 58,804 | 1,611 | 1,128 |
| 8 | 60,415 | 1,655 | 1,159 |
| 9 | 62,071 | 1,701 | 1,191 |
| 10 | 63,771 | 1,747 | 1,223 |
| 11 | 65,519 | 1,795 | 1,257 |
| 12 | 67,314 | 1,844 | 1,291 |
| 13 | 69,158 | 1,895 | 1,326 |
| 14 | 71,053 | 1,947 | 1,363 |
| 15 | 73,000 | 2,000 | 1,400 |
| 16 | 75,000 | 2,055 | 1,439 |
| 17 | 77,055 | 2,111 | 1,478 |
| 18 | 79,167 | 2,169 | 1,518 |
| 19 | 81,336 | 2,229 | 1,560 |
| 20 | 83,564 | 2,290 | 1,603 |
| TOTAL | $35,854 | $25,098 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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