This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.97% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,485 | 1,740 |
| 2 | 52,485 | 2,609 | 1,826 |
| 3 | 55,094 | 2,738 | 1,917 |
| 4 | 57,832 | 2,874 | 2,012 |
| 5 | 60,706 | 3,017 | 2,112 |
| 6 | 63,723 | 3,167 | 2,217 |
| 7 | 66,890 | 3,324 | 2,327 |
| 8 | 70,214 | 3,490 | 2,443 |
| 9 | 73,704 | 3,663 | 2,564 |
| 10 | 77,367 | 3,845 | 2,692 |
| 11 | 81,212 | 4,036 | 2,825 |
| 12 | 85,249 | 4,237 | 2,966 |
| 13 | 89,485 | 4,447 | 3,113 |
| 14 | 93,933 | 4,668 | 3,268 |
| 15 | 98,601 | 4,900 | 3,430 |
| 16 | 103,502 | 5,144 | 3,601 |
| 17 | 108,646 | 5,400 | 3,780 |
| 18 | 114,046 | 5,668 | 3,968 |
| 19 | 119,714 | 5,950 | 4,165 |
| 20 | 125,663 | 6,245 | 4,372 |
| TOTAL | $81,909 | $57,336 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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