This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.39% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,195 | 1,537 |
| 2 | 52,195 | 2,291 | 1,604 |
| 3 | 54,486 | 2,392 | 1,674 |
| 4 | 56,878 | 2,497 | 1,748 |
| 5 | 59,375 | 2,607 | 1,825 |
| 6 | 61,982 | 2,721 | 1,905 |
| 7 | 64,703 | 2,840 | 1,988 |
| 8 | 67,543 | 2,965 | 2,076 |
| 9 | 70,508 | 3,095 | 2,167 |
| 10 | 73,604 | 3,231 | 2,262 |
| 11 | 76,835 | 3,373 | 2,361 |
| 12 | 80,208 | 3,521 | 2,465 |
| 13 | 83,729 | 3,676 | 2,573 |
| 14 | 87,405 | 3,837 | 2,686 |
| 15 | 91,242 | 4,006 | 2,804 |
| 16 | 95,247 | 4,181 | 2,927 |
| 17 | 99,429 | 4,365 | 3,055 |
| 18 | 103,794 | 4,557 | 3,190 |
| 19 | 108,350 | 4,757 | 3,330 |
| 20 | 113,107 | 4,965 | 3,476 |
| TOTAL | $68,072 | $47,651 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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