This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.40% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 699 | 489 |
| 2 | 50,699 | 709 | 496 |
| 3 | 51,408 | 719 | 503 |
| 4 | 52,126 | 729 | 510 |
| 5 | 52,855 | 739 | 517 |
| 6 | 53,594 | 749 | 524 |
| 7 | 54,343 | 760 | 532 |
| 8 | 55,103 | 770 | 539 |
| 9 | 55,873 | 781 | 547 |
| 10 | 56,655 | 792 | 554 |
| 11 | 57,447 | 803 | 562 |
| 12 | 58,250 | 814 | 570 |
| 13 | 59,064 | 826 | 578 |
| 14 | 59,890 | 837 | 586 |
| 15 | 60,727 | 849 | 594 |
| 16 | 61,576 | 861 | 603 |
| 17 | 62,437 | 873 | 611 |
| 18 | 63,310 | 885 | 620 |
| 19 | 64,195 | 897 | 628 |
| 20 | 65,092 | 910 | 637 |
| TOTAL | $16,002 | $11,201 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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|
Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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