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Comparison of Deposit Account from Farmers State Bank of Canton with 0.20% - March 2025

Long-Term Analysis of Pee Dee Federal Savings Bank with 0.25% APY and CREDIT UNION ONE OF OKLAHOMA with 1.75% APY and CREDIT UNION ONE OF OKLAHOMA with 1.95% APY and Farmers State Bank of Canton with 0.20% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

Pee Dee Federal Savings Bank

0.25%

$50,000

12 Month

Bank

0.45x (National Avg. - 0.55%)

$100,000

SCENARIO

Year	Rate 0.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	125	88
2	50,125	125	88
3	50,250	126	88
4	50,376	126	88
5	50,502	126	88
6	50,628	127	89
7	50,755	127	89
8	50,882	127	89
9	51,009	128	89
10	51,136	128	89
11	51,264	128	90
12	51,392	128	90
13	51,521	129	90
14	51,650	129	90
15	51,779	129	91
16	51,908	130	91
17	52,038	130	91
18	52,168	130	91
19	52,298	131	92
20	52,429	131	92
	TOTAL	$2,560	$1,792

LOCAL CD

CREDIT UNION ONE OF OKLAHOMA

1.75%

$50,000

18 Month

Credit Union

3.02x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 1.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	875	613
2	50,875	890	623
3	51,765	906	634
4	52,671	922	645
5	53,593	938	657
6	54,531	954	668
7	55,485	971	680
8	56,456	988	692
9	57,444	1,005	704
10	58,449	1,023	716
11	59,472	1,041	729
12	60,513	1,059	741
13	61,572	1,078	754
14	62,649	1,096	767
15	63,746	1,116	781
16	64,861	1,135	795
17	65,996	1,155	808
18	67,151	1,175	823
19	68,327	1,196	837
20	69,522	1,217	852
	TOTAL	$20,739	$14,517

LOCAL CD

CREDIT UNION ONE OF OKLAHOMA

1.95%

$50,000

36 Month

Credit Union

2.59x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 1.95%	Annual Interest	Annual Interest (After Tax)
1	50,000	975	683
2	50,975	994	696
3	51,969	1,013	709
4	52,982	1,033	723
5	54,016	1,053	737
6	55,069	1,074	752
7	56,143	1,095	766
8	57,237	1,116	781
9	58,354	1,138	797
10	59,492	1,160	812
11	60,652	1,183	828
12	61,834	1,206	844
13	63,040	1,229	860
14	64,269	1,253	877
15	65,523	1,278	894
16	66,800	1,303	912
17	68,103	1,328	930
18	69,431	1,354	948
19	70,785	1,380	966
20	72,165	1,407	985
	TOTAL	$23,572	$16,501

LOCAL CD

Farmers State Bank of Canton

0.20%

$50,000

36 Month

Bank

0.27x (National Avg. - 0.75%)

$10,000

SCENARIO

Year	Rate 0.20%	Annual Interest	Annual Interest (After Tax)
1	50,000	100	70
2	50,100	100	70
3	50,200	100	70
4	50,301	101	70
5	50,401	101	71
6	50,502	101	71
7	50,603	101	71
8	50,704	101	71
9	50,806	102	71
10	50,907	102	71
11	51,009	102	71
12	51,111	102	72
13	51,213	102	72
14	51,316	103	72
15	51,418	103	72
16	51,521	103	72
17	51,624	103	72
18	51,727	103	72
19	51,831	104	73
20	51,935	104	73
	TOTAL	$2,038	$1,427

All calculations are for demonstration purposes only.

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Compare Savings vs. CDs Comparison of Deposit Account from Farmers State Bank of Canton with 0.20% - March 2025

Long-Term Analysis of Pee Dee Federal Savings Bank with 0.25% APY and CREDIT UNION ONE OF OKLAHOMA with 1.75% APY and CREDIT UNION ONE OF OKLAHOMA with 1.95% APY and Farmers State Bank of Canton with 0.20% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Farmers State Bank of Canton with 0.20% - March 2025