Home
Compare Products

Compare Savings vs. CDs
Comparison of Deposit Account from Farmers Bank & Trust with 0.85% - April 2025

Long-Term Analysis of Farmers Bank & Trust with 0.85% APY and Bank of Lake Village with 0.25% APY and Farmers & Merchants Bank of Hutsonville with 0.80% APY and Wyoming Bank & Trust with 1.60% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

Farmers Bank & Trust

0.85%

$50,000

18 Month

Bank

1.47x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 0.85%	Annual Interest	Annual Interest (After Tax)
1	50,000	425	298
2	50,425	429	300
3	50,854	432	303
4	51,286	436	305
5	51,722	440	308
6	52,161	443	310
7	52,605	447	313
8	53,052	451	316
9	53,503	455	318
10	53,958	459	321
11	54,416	463	324
12	54,879	466	327
13	55,345	470	329
14	55,816	474	332
15	56,290	478	335
16	56,769	483	338
17	57,251	487	341
18	57,738	491	344
19	58,229	495	346
20	58,724	499	349
	TOTAL	$9,223	$6,456

LOCAL MONEY MARKET

Bank of Lake Village

0.25%

$50,000

N.A.

Bank

0.43x (National Avg. - 0.58%)

$25,000

SCENARIO

Year	Rate 0.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	125	88
2	50,125	125	88
3	50,250	126	88
4	50,376	126	88
5	50,502	126	88
6	50,628	127	89
7	50,755	127	89
8	50,882	127	89
9	51,009	128	89
10	51,136	128	89
11	51,264	128	90
12	51,392	128	90
13	51,521	129	90
14	51,650	129	90
15	51,779	129	91
16	51,908	130	91
17	52,038	130	91
18	52,168	130	91
19	52,298	131	92
20	52,429	131	92
	TOTAL	$2,560	$1,792

LOCAL CD

Farmers & Merchants Bank of Hutsonville

0.80%

$50,000

36 Month

Bank

1.06x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 0.80%	Annual Interest	Annual Interest (After Tax)
1	50,000	400	280
2	50,400	403	282
3	50,803	406	284
4	51,210	410	287
5	51,619	413	289
6	52,032	416	291
7	52,449	420	294
8	52,868	423	296
9	53,291	426	298
10	53,717	430	301
11	54,147	433	303
12	54,580	437	306
13	55,017	440	308
14	55,457	444	311
15	55,901	447	313
16	56,348	451	316
17	56,799	454	318
18	57,253	458	321
19	57,711	462	323
20	58,173	465	326
	TOTAL	$8,638	$6,047

LOCAL CD

Wyoming Bank & Trust

1.60%

$50,000

60 Month

Bank

1.74x (National Avg. - 0.92%)

$10,000

SCENARIO

Year	Rate 1.60%	Annual Interest	Annual Interest (After Tax)
1	50,000	800	560
2	50,800	813	569
3	51,613	826	578
4	52,439	839	587
5	53,278	852	597
6	54,130	866	606
7	54,996	880	616
8	55,876	894	626
9	56,770	908	636
10	57,678	923	646
11	58,601	938	656
12	59,539	953	667
13	60,492	968	678
14	61,459	983	688
15	62,443	999	699
16	63,442	1,015	711
17	64,457	1,031	722
18	65,488	1,048	733
19	66,536	1,065	745
20	67,601	1,082	757
	TOTAL	$18,682	$13,078

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
My e-Banc, a division of Bradesco BAC Florida Bank	4.55%	$50,000	Learn More
Last change: ↓0.10% on February 9. 6 Month Jumbo CD.
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.50%	$1,500	Learn More
Last change: ↓0.15% on January 25.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.

Compare Savings vs. CDs Comparison of Deposit Account from Farmers Bank & Trust with 0.85% - April 2025

Long-Term Analysis of Farmers Bank & Trust with 0.85% APY and Bank of Lake Village with 0.25% APY and Farmers & Merchants Bank of Hutsonville with 0.80% APY and Wyoming Bank & Trust with 1.60% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Farmers Bank & Trust with 0.85% - April 2025