Compare Savings vs. CDs
Comparison of Deposit Account from Farmers Bank of Northern Missouri with 0.70% - April 2025


Long-Term Analysis of Bank of Prairie Village with 0.53% APY and Farmers Bank of Northern Missouri with 0.70% APY and Town & Country Bank with 0.95% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.53%
    -
    $50,000
    48 Month
    Bank
    0.65x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    0.53%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 266 186
    2 50,266 267 187
    3 50,533 269 188
    4 50,802 270 189
    5 51,073 272 190
    6 51,344 273 191
    7 51,617 275 192
    8 51,892 276 193
    9 52,168 278 194
    10 52,446 279 195
    11 52,725 280 196
    12 53,005 282 197
    13 53,287 283 198
    14 53,571 285 199
    15 53,856 287 201
    16 54,142 288 202
    17 54,430 290 203
    18 54,720 291 204
    19 55,011 293 205
    20 55,303 294 206
    TOTAL $5,598 $3,918
  • 2
    LOCAL CD
    0.70%
    -
    $50,000
    18 Month
    Bank
    1.21x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.70%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 350 245
    2 50,350 352 247
    3 50,702 355 248
    4 51,057 357 250
    5 51,415 360 252
    6 51,775 362 254
    7 52,137 365 255
    8 52,502 368 257
    9 52,870 370 259
    10 53,240 373 261
    11 53,612 375 263
    12 53,988 378 265
    13 54,366 381 266
    14 54,746 383 268
    15 55,129 386 270
    16 55,515 389 272
    17 55,904 391 274
    18 56,295 394 276
    19 56,689 397 278
    20 57,086 400 280
    TOTAL $7,486 $5,240
  • 3
    LOCAL CD
    0.95%
    -
    $50,000
    60 Month
    Bank
    1.03x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    0.95%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 475 333
    2 50,475 480 336
    3 50,955 484 339
    4 51,439 489 342
    5 51,927 493 345
    6 52,421 498 349
    7 52,919 503 352
    8 53,421 508 355
    9 53,929 512 359
    10 54,441 517 362
    11 54,958 522 365
    12 55,480 527 369
    13 56,007 532 372
    14 56,540 537 376
    15 57,077 542 380
    16 57,619 547 383
    17 58,166 553 387
    18 58,719 558 390
    19 59,277 563 394
    20 59,840 568 398
    TOTAL $10,408 $7,286

    All calculations are for demonstration purposes only.

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