This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.48% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 238 | 166 |
| 2 | 50,238 | 239 | 167 |
| 3 | 50,476 | 240 | 168 |
| 4 | 50,716 | 241 | 169 |
| 5 | 50,957 | 242 | 169 |
| 6 | 51,199 | 243 | 170 |
| 7 | 51,442 | 244 | 171 |
| 8 | 51,686 | 246 | 172 |
| 9 | 51,932 | 247 | 173 |
| 10 | 52,179 | 248 | 173 |
| 11 | 52,426 | 249 | 174 |
| 12 | 52,675 | 250 | 175 |
| 13 | 52,926 | 251 | 176 |
| 14 | 53,177 | 253 | 177 |
| 15 | 53,430 | 254 | 178 |
| 16 | 53,683 | 255 | 178 |
| 17 | 53,938 | 256 | 179 |
| 18 | 54,195 | 257 | 180 |
| 19 | 54,452 | 259 | 181 |
| 20 | 54,711 | 260 | 182 |
| TOTAL | $4,971 | $3,479 |
| Year | Rate 0.10% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 50 | 35 |
| 2 | 50,050 | 50 | 35 |
| 3 | 50,100 | 50 | 35 |
| 4 | 50,150 | 50 | 35 |
| 5 | 50,200 | 50 | 35 |
| 6 | 50,251 | 50 | 35 |
| 7 | 50,301 | 50 | 35 |
| 8 | 50,351 | 50 | 35 |
| 9 | 50,401 | 50 | 35 |
| 10 | 50,452 | 50 | 35 |
| 11 | 50,502 | 51 | 35 |
| 12 | 50,553 | 51 | 35 |
| 13 | 50,603 | 51 | 35 |
| 14 | 50,654 | 51 | 35 |
| 15 | 50,705 | 51 | 35 |
| 16 | 50,755 | 51 | 36 |
| 17 | 50,806 | 51 | 36 |
| 18 | 50,857 | 51 | 36 |
| 19 | 50,908 | 51 | 36 |
| 20 | 50,959 | 51 | 36 |
| TOTAL | $1,010 | $707 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.60% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.55% |
$50,000 |
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Last change: ↓0.10% on February 9. |
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|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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|
Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$1,500 |
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|
Last change: ↓0.15% on January 25. |
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