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Comparison of Deposit Account from F A A with 0.38% - April 2025

Long-Term Analysis of F A A with 0.38% APY and COMMUNITY FIRST CREDIT UNION OF FLO with 4.29% APY and DUPACO COMMUNITY with 1.05% APY and COMMUNITY FIRST CREDIT UNION OF FLO with 4.25% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

F A A

0.38%

$50,000

6 Month

Credit Union

0.92x (National Avg. - 0.41%)

$50,000

SCENARIO

Year	Rate 0.38%	Annual Interest	Annual Interest (After Tax)
1	50,000	188	131
2	50,188	188	132
3	50,376	189	132
4	50,565	190	133
5	50,754	190	133
6	50,945	191	134
7	51,136	192	134
8	51,327	192	135
9	51,520	193	135
10	51,713	194	136
11	51,907	195	136
12	52,102	195	137
13	52,297	196	137
14	52,493	197	138
15	52,690	198	138
16	52,888	198	139
17	53,086	199	139
18	53,285	200	140
19	53,485	201	140
20	53,685	201	141
	TOTAL	$3,887	$2,721

LOCAL CD

COMMUNITY FIRST CREDIT UNION OF FLO

4.29%

$50,000

24 Month

Credit Union

6.50x (National Avg. - 0.66%)

$45,000

SCENARIO

Year	Rate 4.29%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,145	1,502
2	52,145	2,237	1,566
3	54,382	2,333	1,633
4	56,715	2,433	1,703
5	59,148	2,537	1,776
6	61,686	2,646	1,852
7	64,332	2,760	1,932
8	67,092	2,878	2,015
9	69,970	3,002	2,101
10	72,972	3,130	2,191
11	76,102	3,265	2,285
12	79,367	3,405	2,383
13	82,772	3,551	2,486
14	86,323	3,703	2,592
15	90,026	3,862	2,703
16	93,888	4,028	2,819
17	97,916	4,201	2,940
18	102,116	4,381	3,067
19	106,497	4,569	3,198
20	111,066	4,765	3,335
	TOTAL	$65,831	$46,081

LOCAL CD

DUPACO COMMUNITY

1.05%

$50,000

36 Month

Credit Union

1.39x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 1.05%	Annual Interest	Annual Interest (After Tax)
1	50,000	525	368
2	50,525	531	371
3	51,056	536	375
4	51,592	542	379
5	52,133	547	383
6	52,681	553	387
7	53,234	559	391
8	53,793	565	395
9	54,358	571	400
10	54,928	577	404
11	55,505	583	408
12	56,088	589	412
13	56,677	595	417
14	57,272	601	421
15	57,873	608	425
16	58,481	614	430
17	59,095	620	434
18	59,716	627	439
19	60,343	634	444
20	60,976	640	448
	TOTAL	$11,616	$8,131

LOCAL CD

COMMUNITY FIRST CREDIT UNION OF FLO

4.25%

$50,000

36 Month

Credit Union

5.64x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 4.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,125	1,488
2	52,125	2,215	1,551
3	54,340	2,309	1,617
4	56,650	2,408	1,685
5	59,057	2,510	1,757
6	61,567	2,617	1,832
7	64,184	2,728	1,909
8	66,912	2,844	1,991
9	69,756	2,965	2,075
10	72,720	3,091	2,163
11	75,811	3,222	2,255
12	79,033	3,359	2,351
13	82,392	3,502	2,451
14	85,893	3,650	2,555
15	89,544	3,806	2,664
16	93,349	3,967	2,777
17	97,317	4,136	2,895
18	101,453	4,312	3,018
19	105,764	4,495	3,146
20	110,259	4,686	3,280
	TOTAL	$64,945	$45,462

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
My e-Banc, a division of Bradesco BAC Florida Bank	4.55%	$5,000	Learn More
Last change: ↑0.15% on March 22.
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.50%	$1,500	Learn More
Last change: ↓0.15% on January 25.
Goldman Sachs Bank	4.50%	$500	Learn More
Last change: ↓0.50% on February 25.

Compare Savings vs. CDs Comparison of Deposit Account from F A A with 0.38% - April 2025

Long-Term Analysis of F A A with 0.38% APY and COMMUNITY FIRST CREDIT UNION OF FLO with 4.29% APY and DUPACO COMMUNITY with 1.05% APY and COMMUNITY FIRST CREDIT UNION OF FLO with 4.25% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from F A A with 0.38% - April 2025