This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.22% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 110 | 77 |
| 2 | 50,110 | 110 | 77 |
| 3 | 50,220 | 110 | 77 |
| 4 | 50,331 | 111 | 78 |
| 5 | 50,441 | 111 | 78 |
| 6 | 50,552 | 111 | 78 |
| 7 | 50,664 | 111 | 78 |
| 8 | 50,775 | 112 | 78 |
| 9 | 50,887 | 112 | 78 |
| 10 | 50,999 | 112 | 79 |
| 11 | 51,111 | 112 | 79 |
| 12 | 51,223 | 113 | 79 |
| 13 | 51,336 | 113 | 79 |
| 14 | 51,449 | 113 | 79 |
| 15 | 51,562 | 113 | 79 |
| 16 | 51,676 | 114 | 80 |
| 17 | 51,789 | 114 | 80 |
| 18 | 51,903 | 114 | 80 |
| 19 | 52,017 | 114 | 80 |
| 20 | 52,132 | 115 | 80 |
| TOTAL | $2,247 | $1,573 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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