This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.86% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 430 | 301 |
| 2 | 50,430 | 434 | 304 |
| 3 | 50,864 | 437 | 306 |
| 4 | 51,301 | 441 | 309 |
| 5 | 51,742 | 445 | 311 |
| 6 | 52,187 | 449 | 314 |
| 7 | 52,636 | 453 | 317 |
| 8 | 53,089 | 457 | 320 |
| 9 | 53,545 | 460 | 322 |
| 10 | 54,006 | 464 | 325 |
| 11 | 54,470 | 468 | 328 |
| 12 | 54,939 | 472 | 331 |
| 13 | 55,411 | 477 | 334 |
| 14 | 55,888 | 481 | 336 |
| 15 | 56,368 | 485 | 339 |
| 16 | 56,853 | 489 | 342 |
| 17 | 57,342 | 493 | 345 |
| 18 | 57,835 | 497 | 348 |
| 19 | 58,333 | 502 | 351 |
| 20 | 58,834 | 506 | 354 |
| TOTAL | $9,340 | $6,538 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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