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Comparison of Deposit Account from Equitable Savings and Loan Association with 1.06% - December 2025


Long-Term Analysis of Equitable Savings and Loan Association with 1.06% APY and The Fairfield National Bank with 2.92% APY and TREMONT with 1.25% APY and SB One Bank with 0.10% APY and Peoples Community Bank with 0.10% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Equitable Savings and Loan Association
    1.06%
    -
    $50,000
    48 Month
    Bank
    1.29x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    1.06%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 530 371
    2 50,530 536 375
    3 51,066 541 379
    4 51,607 547 383
    5 52,154 553 387
    6 52,707 559 391
    7 53,265 565 395
    8 53,830 571 399
    9 54,401 577 404
    10 54,977 583 408
    11 55,560 589 412
    12 56,149 595 417
    13 56,744 601 421
    14 57,346 608 426
    15 57,954 614 430
    16 58,568 621 435
    17 59,189 627 439
    18 59,816 634 444
    19 60,450 641 449
    20 61,091 648 453
    TOTAL $11,738 $8,217
  • 2
    LOCAL CD
    The Fairfield National Bank
    2.92%
    -
    $50,000
    60 Month
    Bank
    3.17x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    2.92%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,460 1,022
    2 51,460 1,503 1,052
    3 52,963 1,547 1,083
    4 54,509 1,592 1,114
    5 56,101 1,638 1,147
    6 57,739 1,686 1,180
    7 59,425 1,735 1,215
    8 61,160 1,786 1,250
    9 62,946 1,838 1,287
    10 64,784 1,892 1,324
    11 66,676 1,947 1,363
    12 68,623 2,004 1,403
    13 70,626 2,062 1,444
    14 72,689 2,123 1,486
    15 74,811 2,184 1,529
    16 76,996 2,248 1,574
    17 79,244 2,314 1,620
    18 81,558 2,381 1,667
    19 83,939 2,451 1,716
    20 86,390 2,523 1,766
    TOTAL $38,913 $27,239
  • 3
    LOCAL CD
    TREMONT
    1.25%
    -
    $50,000
    60 Month
    Credit Union
    1.36x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    1.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 625 438
    2 50,625 633 443
    3 51,258 641 449
    4 51,899 649 454
    5 52,547 657 460
    6 53,204 665 466
    7 53,869 673 471
    8 54,543 682 477
    9 55,224 690 483
    10 55,915 699 489
    11 56,614 708 495
    12 57,321 717 502
    13 58,038 725 508
    14 58,763 735 514
    15 59,498 744 521
    16 60,241 753 527
    17 60,994 762 534
    18 61,757 772 540
    19 62,529 782 547
    20 63,310 791 554
    TOTAL $14,102 $9,871
  • 4
    LOCAL MONEY MARKET
    SB One Bank
    0.10%
    -
    $50,000
    N.A.
    Bank
    0.11x (National Avg. - 0.92%)
    $25,000
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 5
    LOCAL CD
    Peoples Community Bank
    0.10%
    -
    $50,000
    6 Month
    Bank
    0.25x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707

    All calculations are for demonstration purposes only.

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