This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.44% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,220 | 1,554 |
| 2 | 52,220 | 2,319 | 1,623 |
| 3 | 54,539 | 2,422 | 1,695 |
| 4 | 56,960 | 2,529 | 1,770 |
| 5 | 59,489 | 2,641 | 1,849 |
| 6 | 62,130 | 2,759 | 1,931 |
| 7 | 64,889 | 2,881 | 2,017 |
| 8 | 67,770 | 3,009 | 2,106 |
| 9 | 70,779 | 3,143 | 2,200 |
| 10 | 73,922 | 3,282 | 2,297 |
| 11 | 77,204 | 3,428 | 2,399 |
| 12 | 80,632 | 3,580 | 2,506 |
| 13 | 84,212 | 3,739 | 2,617 |
| 14 | 87,951 | 3,905 | 2,734 |
| 15 | 91,856 | 4,078 | 2,855 |
| 16 | 95,934 | 4,259 | 2,982 |
| 17 | 100,194 | 4,449 | 3,114 |
| 18 | 104,642 | 4,646 | 3,252 |
| 19 | 109,288 | 4,852 | 3,397 |
| 20 | 114,141 | 5,068 | 3,547 |
| TOTAL | $69,209 | $48,446 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
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4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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|
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4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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