This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.23% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,615 | 1,131 |
| 2 | 51,615 | 1,667 | 1,167 |
| 3 | 53,282 | 1,721 | 1,205 |
| 4 | 55,003 | 1,777 | 1,244 |
| 5 | 56,780 | 1,834 | 1,284 |
| 6 | 58,614 | 1,893 | 1,325 |
| 7 | 60,507 | 1,954 | 1,368 |
| 8 | 62,461 | 2,018 | 1,412 |
| 9 | 64,479 | 2,083 | 1,458 |
| 10 | 66,562 | 2,150 | 1,505 |
| 11 | 68,711 | 2,219 | 1,554 |
| 12 | 70,931 | 2,291 | 1,604 |
| 13 | 73,222 | 2,365 | 1,656 |
| 14 | 75,587 | 2,441 | 1,709 |
| 15 | 78,028 | 2,520 | 1,764 |
| 16 | 80,549 | 2,602 | 1,821 |
| 17 | 83,150 | 2,686 | 1,880 |
| 18 | 85,836 | 2,773 | 1,941 |
| 19 | 88,609 | 2,862 | 2,003 |
| 20 | 91,471 | 2,955 | 2,068 |
| TOTAL | $44,425 | $31,098 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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