This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.13% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,565 | 1,096 |
| 2 | 51,565 | 1,614 | 1,130 |
| 3 | 53,179 | 1,665 | 1,165 |
| 4 | 54,843 | 1,717 | 1,202 |
| 5 | 56,560 | 1,770 | 1,239 |
| 6 | 58,330 | 1,826 | 1,278 |
| 7 | 60,156 | 1,883 | 1,318 |
| 8 | 62,039 | 1,942 | 1,359 |
| 9 | 63,981 | 2,003 | 1,402 |
| 10 | 65,983 | 2,065 | 1,446 |
| 11 | 68,049 | 2,130 | 1,491 |
| 12 | 70,179 | 2,197 | 1,538 |
| 13 | 72,375 | 2,265 | 1,586 |
| 14 | 74,641 | 2,336 | 1,635 |
| 15 | 76,977 | 2,409 | 1,687 |
| 16 | 79,386 | 2,485 | 1,739 |
| 17 | 81,871 | 2,563 | 1,794 |
| 18 | 84,434 | 2,643 | 1,850 |
| 19 | 87,076 | 2,725 | 1,908 |
| 20 | 89,802 | 2,811 | 1,968 |
| TOTAL | $42,613 | $29,829 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.60% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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4.55% |
$50,000 |
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Last change: ↓0.10% on February 9. |
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4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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