This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.22% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,610 | 1,127 |
| 2 | 51,610 | 1,662 | 1,163 |
| 3 | 53,272 | 1,715 | 1,201 |
| 4 | 54,987 | 1,771 | 1,239 |
| 5 | 56,758 | 1,828 | 1,279 |
| 6 | 58,585 | 1,886 | 1,321 |
| 7 | 60,472 | 1,947 | 1,363 |
| 8 | 62,419 | 2,010 | 1,407 |
| 9 | 64,429 | 2,075 | 1,452 |
| 10 | 66,504 | 2,141 | 1,499 |
| 11 | 68,645 | 2,210 | 1,547 |
| 12 | 70,855 | 2,282 | 1,597 |
| 13 | 73,137 | 2,355 | 1,649 |
| 14 | 75,492 | 2,431 | 1,702 |
| 15 | 77,923 | 2,509 | 1,756 |
| 16 | 80,432 | 2,590 | 1,813 |
| 17 | 83,022 | 2,673 | 1,871 |
| 18 | 85,695 | 2,759 | 1,932 |
| 19 | 88,454 | 2,848 | 1,994 |
| 20 | 91,303 | 2,940 | 2,058 |
| TOTAL | $44,243 | $30,970 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
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4.80% |
$50,000 |
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Last change: ↑0.20% on October 28. |
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|
|
4.70% |
$500 |
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Last change: ↓0.50% on October 1. |
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