This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.27% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 635 | 445 |
| 2 | 50,635 | 643 | 450 |
| 3 | 51,278 | 651 | 456 |
| 4 | 51,929 | 660 | 462 |
| 5 | 52,589 | 668 | 468 |
| 6 | 53,257 | 676 | 473 |
| 7 | 53,933 | 685 | 479 |
| 8 | 54,618 | 694 | 486 |
| 9 | 55,312 | 702 | 492 |
| 10 | 56,014 | 711 | 498 |
| 11 | 56,725 | 720 | 504 |
| 12 | 57,446 | 730 | 511 |
| 13 | 58,175 | 739 | 517 |
| 14 | 58,914 | 748 | 524 |
| 15 | 59,662 | 758 | 530 |
| 16 | 60,420 | 767 | 537 |
| 17 | 61,188 | 777 | 544 |
| 18 | 61,965 | 787 | 551 |
| 19 | 62,752 | 797 | 558 |
| 20 | 63,549 | 807 | 565 |
| TOTAL | $14,356 | $10,049 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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