This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.13% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,565 | 1,796 |
| 2 | 52,565 | 2,697 | 1,888 |
| 3 | 55,262 | 2,835 | 1,984 |
| 4 | 58,097 | 2,980 | 2,086 |
| 5 | 61,077 | 3,133 | 2,193 |
| 6 | 64,210 | 3,294 | 2,306 |
| 7 | 67,504 | 3,463 | 2,424 |
| 8 | 70,967 | 3,641 | 2,548 |
| 9 | 74,608 | 3,827 | 2,679 |
| 10 | 78,435 | 4,024 | 2,817 |
| 11 | 82,459 | 4,230 | 2,961 |
| 12 | 86,689 | 4,447 | 3,113 |
| 13 | 91,136 | 4,675 | 3,273 |
| 14 | 95,811 | 4,915 | 3,441 |
| 15 | 100,726 | 5,167 | 3,617 |
| 16 | 105,894 | 5,432 | 3,803 |
| 17 | 111,326 | 5,711 | 3,998 |
| 18 | 117,037 | 6,004 | 4,203 |
| 19 | 123,041 | 6,312 | 4,418 |
| 20 | 129,353 | 6,636 | 4,645 |
| TOTAL | $85,989 | $60,192 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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