This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.17% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,585 | 1,110 |
| 2 | 51,585 | 1,635 | 1,145 |
| 3 | 53,220 | 1,687 | 1,181 |
| 4 | 54,907 | 1,741 | 1,218 |
| 5 | 56,648 | 1,796 | 1,257 |
| 6 | 58,444 | 1,853 | 1,297 |
| 7 | 60,296 | 1,911 | 1,338 |
| 8 | 62,208 | 1,972 | 1,380 |
| 9 | 64,180 | 2,034 | 1,424 |
| 10 | 66,214 | 2,099 | 1,469 |
| 11 | 68,313 | 2,166 | 1,516 |
| 12 | 70,479 | 2,234 | 1,564 |
| 13 | 72,713 | 2,305 | 1,613 |
| 14 | 75,018 | 2,378 | 1,665 |
| 15 | 77,396 | 2,453 | 1,717 |
| 16 | 79,849 | 2,531 | 1,772 |
| 17 | 82,381 | 2,611 | 1,828 |
| 18 | 84,992 | 2,694 | 1,886 |
| 19 | 87,686 | 2,780 | 1,946 |
| 20 | 90,466 | 2,868 | 2,007 |
| TOTAL | $43,334 | $30,334 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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