Compare Savings vs. CDs
Comparison of Deposit Account from ELITE COMMUNITY with 0.55% - April 2025


Long-Term Analysis of ELITE COMMUNITY with 0.55% APY and BUILDING TRADES with 0.84% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.55%
    -
    $50,000
    24 Month
    Credit Union
    0.83x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.55%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 275 193
    2 50,275 277 194
    3 50,552 278 195
    4 50,830 280 196
    5 51,109 281 197
    6 51,390 283 198
    7 51,673 284 199
    8 51,957 286 200
    9 52,243 287 201
    10 52,530 289 202
    11 52,819 291 203
    12 53,110 292 204
    13 53,402 294 206
    14 53,695 295 207
    15 53,991 297 208
    16 54,288 299 209
    17 54,586 300 210
    18 54,886 302 211
    19 55,188 304 212
    20 55,492 305 214
    TOTAL $5,797 $4,058
  • 2
    LOCAL CD
    0.84%
    -
    $50,000
    48 Month
    Credit Union
    1.03x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.84%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 420 294
    2 50,420 424 296
    3 50,844 427 299
    4 51,271 431 301
    5 51,701 434 304
    6 52,136 438 307
    7 52,574 442 309
    8 53,015 445 312
    9 53,460 449 314
    10 53,910 453 317
    11 54,362 457 320
    12 54,819 460 322
    13 55,279 464 325
    14 55,744 468 328
    15 56,212 472 331
    16 56,684 476 333
    17 57,160 480 336
    18 57,641 484 339
    19 58,125 488 342
    20 58,613 492 345
    TOTAL $9,105 $6,374

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

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