This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.35% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,675 | 1,173 |
| 2 | 51,675 | 1,731 | 1,212 |
| 3 | 53,406 | 1,789 | 1,252 |
| 4 | 55,195 | 1,849 | 1,294 |
| 5 | 57,044 | 1,911 | 1,338 |
| 6 | 58,955 | 1,975 | 1,383 |
| 7 | 60,930 | 2,041 | 1,429 |
| 8 | 62,971 | 2,110 | 1,477 |
| 9 | 65,081 | 2,180 | 1,526 |
| 10 | 67,261 | 2,253 | 1,577 |
| 11 | 69,514 | 2,329 | 1,630 |
| 12 | 71,843 | 2,407 | 1,685 |
| 13 | 74,250 | 2,487 | 1,741 |
| 14 | 76,737 | 2,571 | 1,799 |
| 15 | 79,308 | 2,657 | 1,860 |
| 16 | 81,965 | 2,746 | 1,922 |
| 17 | 84,711 | 2,838 | 1,986 |
| 18 | 87,548 | 2,933 | 2,053 |
| 19 | 90,481 | 3,031 | 2,122 |
| 20 | 93,512 | 3,133 | 2,193 |
| TOTAL | $46,645 | $32,652 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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|
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4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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