Compare Savings vs. CDs
Comparison of Deposit Account from EL MONTE COMMUNITY with 1.29% - December 2024


Long-Term Analysis of EL MONTE COMMUNITY with 1.29% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    1.29%
    -
    $50,000
    60 Month
    Credit Union
    1.41x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    1.29%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 645 452
    2 50,645 653 457
    3 51,298 662 463
    4 51,960 670 469
    5 52,630 679 475
    6 53,309 688 481
    7 53,997 697 488
    8 54,694 706 494
    9 55,399 715 500
    10 56,114 724 507
    11 56,838 733 513
    12 57,571 743 520
    13 58,313 752 527
    14 59,066 762 533
    15 59,828 772 540
    16 60,599 782 547
    17 61,381 792 554
    18 62,173 802 561
    19 62,975 812 569
    20 63,787 823 576
    TOTAL $14,610 $10,227

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.09% on October 17.
    3 Month CD.

    Last change: ↓0.15% on September 6.

    Last change: ↓0.09% on December 7.
    6 Month Jumbo CD.

    Last change: ↑0.25% on November 25.

    Last change: ↑0.70% on December 7.