This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.15% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 75 | 53 |
| 2 | 50,075 | 75 | 53 |
| 3 | 50,150 | 75 | 53 |
| 4 | 50,225 | 75 | 53 |
| 5 | 50,301 | 75 | 53 |
| 6 | 50,376 | 76 | 53 |
| 7 | 50,452 | 76 | 53 |
| 8 | 50,527 | 76 | 53 |
| 9 | 50,603 | 76 | 53 |
| 10 | 50,679 | 76 | 53 |
| 11 | 50,755 | 76 | 53 |
| 12 | 50,831 | 76 | 53 |
| 13 | 50,907 | 76 | 53 |
| 14 | 50,984 | 76 | 54 |
| 15 | 51,060 | 77 | 54 |
| 16 | 51,137 | 77 | 54 |
| 17 | 51,214 | 77 | 54 |
| 18 | 51,290 | 77 | 54 |
| 19 | 51,367 | 77 | 54 |
| 20 | 51,444 | 77 | 54 |
| TOTAL | $1,522 | $1,065 |
| Year | Rate 0.30% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 150 | 105 |
| 2 | 50,150 | 150 | 105 |
| 3 | 50,300 | 151 | 106 |
| 4 | 50,451 | 151 | 106 |
| 5 | 50,603 | 152 | 106 |
| 6 | 50,755 | 152 | 107 |
| 7 | 50,907 | 153 | 107 |
| 8 | 51,059 | 153 | 107 |
| 9 | 51,213 | 154 | 108 |
| 10 | 51,366 | 154 | 108 |
| 11 | 51,520 | 155 | 108 |
| 12 | 51,675 | 155 | 109 |
| 13 | 51,830 | 155 | 109 |
| 14 | 51,985 | 156 | 109 |
| 15 | 52,141 | 156 | 109 |
| 16 | 52,298 | 157 | 110 |
| 17 | 52,455 | 157 | 110 |
| 18 | 52,612 | 158 | 110 |
| 19 | 52,770 | 158 | 111 |
| 20 | 52,928 | 159 | 111 |
| TOTAL | $3,087 | $2,161 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$50,000 |
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Last change: ↓0.10% on February 9. |
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|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$1,500 |
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|
Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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