This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.38% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,190 | 833 |
| 2 | 51,190 | 1,218 | 853 |
| 3 | 52,408 | 1,247 | 873 |
| 4 | 53,656 | 1,277 | 894 |
| 5 | 54,933 | 1,307 | 915 |
| 6 | 56,240 | 1,339 | 937 |
| 7 | 57,579 | 1,370 | 959 |
| 8 | 58,949 | 1,403 | 982 |
| 9 | 60,352 | 1,436 | 1,005 |
| 10 | 61,788 | 1,471 | 1,029 |
| 11 | 63,259 | 1,506 | 1,054 |
| 12 | 64,764 | 1,541 | 1,079 |
| 13 | 66,306 | 1,578 | 1,105 |
| 14 | 67,884 | 1,616 | 1,131 |
| 15 | 69,500 | 1,654 | 1,158 |
| 16 | 71,154 | 1,693 | 1,185 |
| 17 | 72,847 | 1,734 | 1,214 |
| 18 | 74,581 | 1,775 | 1,243 |
| 19 | 76,356 | 1,817 | 1,272 |
| 20 | 78,173 | 1,861 | 1,302 |
| TOTAL | $30,034 | $21,024 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
4.70% |
$50,000 |
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Last change: ↓0.10% on December 29. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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